Turning 65 in Florida? For six months, every carrier must offer you its best rate, no health questions. Then the window closes for good.

• See every Florida carrier's Plan G and Plan N rate side by side, so you know the real price, not just the one in your mailbox.
• Get the honest math on "$0 premium" plans before you decide, not after.
• Understand Florida's one-way door, so the choice you make at 65 is the right one, not just the fastest one.